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Free home delivery on orders £75+

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VTech Challenger Laptop - Pink

Bank Holiday Deal

Challenger Laptop - Pink

Current sale price is £32.99

Regular price was £37.99

(Save £5)

3.3 out of 5 stars

18 reviews

Hisense HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

£399

3.8 out of 5 stars

274 reviews

The Very Collection Texture Wide Leg Trouser Co-Ord - Red

Bank Holiday Deal

The Very Collection

Texture Wide Leg Trouser Co-Ord - Red

Current sale price is £20

Regular price was £25

(Save £5)

3 out of 5 stars

1 review

Regatta Mens Andreson Hybrid Padded Jacket - Navy

Mens Andreson Hybrid Padded Jacket - Navy

Current sale price is £22

Regular price was £30

(Save £8)

3.5 out of 5 stars

4 reviews

Kickers Men's Tovni Lacer Formal Lace Up Shoes - Black

Men's Tovni Lacer Formal Lace Up Shoes - Black

£65

3.7 out of 5 stars

7 reviews

The Very Collection Set of 2 Cotton Rope Storage Baskets in Pink

Bank Holiday Deal

The Very Collection

Set of 2 Cotton Rope Storage Baskets in Pink

£15

3.8 out of 5 stars

15 reviews

Converse Womens Lift Ox Trainers - Black/White

Bank Holiday Deal

Womens Lift Ox Trainers - Black/White

Current sale price is £60

Regular price was £75

(Save £15)

3.9 out of 5 stars

35 reviews

Aspire Chesterfield Fabric Lift Up Storage Bed

Chesterfield Fabric Lift Up Storage Bed

From £429

3.8 out of 5 stars

151 reviews

Cosatto Woodland Print Cosatto Doll Pram - Sage Green

Woodland Print Cosatto Doll Pram - Sage Green

£49.99

3.4 out of 5 stars

13 reviews

The Very Collection Tall 2 Pack High Waist Leggings - Black

The Very Collection

Tall 2 Pack High Waist Leggings - Black

£18

3.6 out of 5 stars

140 reviews

The Very Collection Drawcord Wide Leg Jeans - Black

The Very Collection

Drawcord Wide Leg Jeans - Black

£25

3.6 out of 5 stars

5 reviews

The Very Collection Mistletoe and Gold Berry Pre Lit Teardrop Christmas Wreath - 70 cm

The Very Collection

Mistletoe and Gold Berry Pre Lit Teardrop Christmas Wreath - 70 cm

£20

3.6 out of 5 stars

5 reviews

Samsung Buds 3 FE, Grey - Galaxy AI

Bank Holiday Deal

Buds 3 FE, Grey - Galaxy AI

Current sale price is £89

Regular price was £129

(Save £40)

3.9 out of 5 stars

30 reviews

The Very Collection Girls 2 Pack Woven School Pencil Skirt - Grey

Prices locked since 2023

The Very Collection

Girls 2 Pack Woven School Pencil Skirt - Grey

From £17

3.9 out of 5 stars

15 reviews

The Very Collection Girls 2 Pack Classic Pleated School Skirts Plus Size - Grey

The Very Collection

Girls 2 Pack Classic Pleated School Skirts Plus Size - Grey

From £13

3.8 out of 5 stars

19 reviews

The Very Collection Sleeveless Button Through Denim Midi Dress - Dark Wash

Bank Holiday Deal

The Very Collection

Sleeveless Button Through Denim Midi Dress - Dark Wash

Current sale price is £30

Regular price was £40

(Save £10)

3.5 out of 5 stars

4 reviews

The Very Collection Textured Wide Leg Co-ord Trousers-stripe - Multi

The Very Collection

Textured Wide Leg Co-ord Trousers-stripe - Multi

£25

3 out of 5 stars

1 review

Airsprung Essential Divan Bed Base and Headboard Set - FSC® Certified

+1 colour

Available in charcoal, anthracite, mink, denim coloursAvailable in charcoal, anthracite, mink, denim coloursAvailable in charcoal, anthracite, mink, denim coloursAvailable in charcoal, anthracite, mink, denim coloursAvailable in charcoal, anthracite, mink, denim colours

Essential Divan Bed Base and Headboard Set - FSC® Certified

From £199

3.2 out of 5 stars

20 reviews

The Very Collection Rebel Ladder Shelf - Oak - FSC® Certified

Bank Holiday Deal

The Very Collection

Rebel Ladder Shelf - Oak - FSC® Certified

£69

3.6 out of 5 stars

25 reviews

The Very Collection 5 Pack Unisex Trainer Liner Socks - Black

The Very Collection

5 Pack Unisex Trainer Liner Socks - Black

From £7

3.9 out of 5 stars

15 reviews

Hisense HDE3211BBUK Electric Cooker with Ceramic Hob - Black

HDE3211BBUK Electric Cooker with Ceramic Hob - Black

£399

3.9 out of 5 stars

275 reviews

Roman Petite Full Length Trousers - Black

Bank Holiday Deal

Petite Full Length Trousers - Black

Current sale price is £22.40

Regular price was £28

(Save £5.60)

3.5 out of 5 stars

8 reviews

The Very Collection Textured Stretch Bandeau Dress

Bank Holiday Deal

The Very Collection

Textured Stretch Bandeau Dress

Current sale price is £22

Regular price was £28

(Save £6)

3 out of 5 stars

2 reviews

The Very Collection Printed Textured Stretch Bandeau Dress

Bank Holiday Deal

The Very Collection

Printed Textured Stretch Bandeau Dress

Current sale price is £24

Regular price was £30

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3.8 out of 5 stars

4 reviews

The Very Collection All Over Printed Maxi Beach Dress - Multi

Bank Holiday Deal

The Very Collection

All Over Printed Maxi Beach Dress - Multi

Current sale price is £28.50

Regular price was £42

(Save £13.50)

3.7 out of 5 stars

3 reviews

The Very Collection Boys Stripe Shirt And Chino Short Outfit Set - Multi

Bank Holiday Deal

The Very Collection

Boys Stripe Shirt And Chino Short Outfit Set - Multi

Current sale price is From £9.50

Regular price was From £12

(Save up to £4)

3 out of 5 stars

2 reviews

Nike Victori One Slider - Black

Victori One Slider - Black

£35

3.6 out of 5 stars

19 reviews

Russell Hobbs Inspire Bundle - Kettle, 4 Slice Toaster and Microwave- Black

Bank Holiday Deal

Inspire Bundle - Kettle, 4 Slice Toaster and Microwave- Black

Current sale price is £144

Regular price was £179

(Save £35)

3 out of 5 stars

2 reviews

LEGO Pokemon SMART Play™: Jigglypuff Concert Toy 72159

SMART Play™: Jigglypuff Concert Toy 72159

£12.99

3.1 out of 5 stars

12 reviews

The Very Collection Girls 2 Pack Classic Pleated School Skirts - Plus Size (Black)

Prices locked since 2023

The Very Collection

Girls 2 Pack Classic Pleated School Skirts - Plus Size (Black)

From £11

3.8 out of 5 stars

12 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.