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The Very Collection Salerno Standard Seater Fabric Right Hand Corner Chaise Sofa - Natural - FSC® Certified

The Very Collection

Salerno Standard Seater Fabric Right Hand Corner Chaise Sofa - Natural - FSC® Certified

Current sale price is £899

(Save £100)

Regular price was £999

5 out of 5 stars

1 review

The Very Collection San Antonio Power Recliner Left Hand Corner Group with Charging Ports

The Very Collection

San Antonio Power Recliner Left Hand Corner Group with Charging Ports

Current sale price is £1099

(Save £240)

Regular price was £1339

5 out of 5 stars

3 reviews

The Very Collection Unisex Jogger Short - Black

The Very Collection

Unisex Jogger Short - Black

From £6

5 out of 5 stars

10 reviews

Play Sand - 15 KG (in Fully Colour Polybag with Handle)

Play Sand - 15 KG (in Fully Colour Polybag with Handle)

£9.99

5 out of 5 stars

9 reviews

Barbour Tartan Pique Polo Shirt - White

Tartan Pique Polo Shirt - White

Current sale price is £44

(Save £11)

Regular price was £55

5 out of 5 stars

2 reviews

The Very Collection Baby Unisex 3 Pack Essentials Sleepsuits - White

The Very Collection

Baby Unisex 3 Pack Essentials Sleepsuits - White

Current sale price is £14

(Save £10)

Regular price was £24

5 out of 5 stars

20 reviews

Smart Garden Wheelbarrow Planter - Slate

Wheelbarrow Planter - Slate

Current sale price is £24

(Save £16)

Regular price was £40

5 out of 5 stars

4 reviews

Hot Wheels Car 5 Pack Assortment

Car 5 Pack Assortment

Current sale price is £6.99

(Save £3)

Regular price was £9.99

5 out of 5 stars

27 reviews

Converse Kids Easy-On Velcro Ox Trainers - Black

Kids Easy-On Velcro Ox Trainers - Black

Current sale price is £22

(Save £16)

Regular price was £38

5 out of 5 stars

2 reviews

Barbour Tartan Pique Polo Shirt - Navy

Tartan Pique Polo Shirt - Navy

Current sale price is From £44

(Save up to £11)

Regular price was From £55

5 out of 5 stars

2 reviews

Little Tikes TotSports Basketball Set

TotSports Basketball Set

£46.99

5 out of 5 stars

6 reviews

OutSunny Artificial Leaf Garden Screen Panel

Artificial Leaf Garden Screen Panel

£20

5 out of 5 stars

11 reviews

The Very Collection Baby Girls Lux Fleece Robe with Ears - Pink

The Very Collection

Baby Girls Lux Fleece Robe with Ears - Pink

£12

5 out of 5 stars

16 reviews

The Very Collection Baby Unisex 4 Pack Spot Bibs - Grey/White

The Very Collection

Baby Unisex 4 Pack Spot Bibs - Grey/White

£6

5 out of 5 stars

7 reviews

Vivienne Westwood Men's Seymour Silver Sunray and Rose Gold Detail Dial Two Tone Stainless Steel Jubilee Bracelet Watch

Vivienne Westwood

Men's Seymour Silver Sunray and Rose Gold Detail Dial Two Tone Stainless Steel Jubilee Bracelet Watch

Current sale price is £145

(Save £215)

Regular price was £360

5 out of 5 stars

3 reviews

Black & Decker 500-watt Hedge Trimmer

500-watt Hedge Trimmer

£73

5 out of 5 stars

23 reviews

Converse Boys Junior Mid Top Trainers - White

Boys Junior Mid Top Trainers - White

Current sale price is £31.50

(Save £13.50)

Regular price was £45

5 out of 5 stars

5 reviews

Samsung T7 Portable SSD 1TB - Blue

T7 Portable SSD 1TB - Blue

Current sale price is £154.99

(Save £55)

Regular price was £209.99

5 out of 5 stars

7 reviews

VTech First Steps Baby Walker - Pink

First Steps Baby Walker - Pink

£42.99

5 out of 5 stars

61 reviews

Playstation Ghost of Tsushima: Director's Cut - PlayStation®4

Ghost of Tsushima: Director's Cut - PlayStation®4

£59.99

5 out of 5 stars

6 reviews

Beauty Works Travel Set - Argan Moisture Repair 50ml (Worth £27.95)

Travel Set - Argan Moisture Repair 50ml (Worth £27.95)

£14.99

5 out of 5 stars

4 reviews

Relaxed Fit Centre Logo T-Shirt - White

£45

5 out of 5 stars

1 review

Disney Princess Ariel Styling Head

Disney Princess

Ariel Styling Head

Current sale price is £15.50

(Save £4.49)

Regular price was £19.99

5 out of 5 stars

4 reviews

Hisense RL170D4BCE 55cm Wide Under Counter Fridge Larder - Stainless Steel Look

RL170D4BCE 55cm Wide Under Counter Fridge Larder - Stainless Steel Look

£189

5 out of 5 stars

10 reviews

Tommy Hilfiger 3Pack Trunks - Navy

3Pack Trunks - Navy

Current sale price is £35

Regular price was £36

5 out of 5 stars

4 reviews

Converse Kids Easy-on Velcro Hi Top Trainers - White

Kids Easy-on Velcro Hi Top Trainers - White

Current sale price is £24

(Save £16)

Regular price was £40

5 out of 5 stars

2 reviews

The Very Collection Guild Fabric 3 Seater Sofa - Ivory - FSC© Certified

The Very Collection

Guild Fabric 3 Seater Sofa - Ivory - FSC© Certified

Current sale price is £599

(Save £100)

Regular price was £699

5 out of 5 stars

5 reviews

Dreambaby Nappy Organiser/Caddy

Nappy Organiser/Caddy

Current sale price is £10

(Save £3)

Regular price was £13

5 out of 5 stars

20 reviews

Men's Brasil Logo Flip Flop - Black

£30

5 out of 5 stars

1 review

Barbour Tartan Pique Polo Shirt - Black

Tartan Pique Polo Shirt - Black

Current sale price is From £44

(Save up to £11)

Regular price was From £55

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.