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Nike Kids Unisex Club Fleece Hoodie And Joggers Set - Navy

Kids Unisex Club Fleece Hoodie And Joggers Set - Navy

Current sale price is £29

(Save £13)

Regular price was £42

5 out of 5 stars

1 review

The Very Collection Guild Fabric 3 Seater Sofa - Ivory

The Very Collection

Guild Fabric 3 Seater Sofa - Ivory

Current sale price is £559.20

(Save £139.80)

Regular price was £699

5 out of 5 stars

5 reviews

The Very Collection Dexter Fabric Left Hand Corner Sofa - Made to Order in the UK - FSC® Certified

Available in charcoal, stone coloursAvailable in charcoal, stone coloursAvailable in charcoal, stone coloursAvailable in charcoal, stone coloursAvailable in charcoal, stone colours

The Very Collection

Dexter Fabric Left Hand Corner Sofa - Made to Order in the UK - FSC® Certified

Current sale price is £1399

(Save £500)

Regular price was £1899

5 out of 5 stars

4 reviews

BOSS Troper Stainless Steel Bracelet Watch

Troper Stainless Steel Bracelet Watch

£249

5 out of 5 stars

5 reviews

Hoover H-HOOD 300 HCE160N 60cm Cooker Hood with LED light, Black

H-HOOD 300 HCE160N 60cm Cooker Hood with LED light, Black

Current sale price is £119

(Save £10)

Regular price was £129

5 out of 5 stars

2 reviews

Rasch Sienna Marble Wallpaper - Beige

Sienna Marble Wallpaper - Beige

Current sale price is £24.99

(Save £4.01)

Regular price was £29

5 out of 5 stars

3 reviews

The Very Collection Carina TV Unit - fits up to 50 inch TV - Oak - FSC® Certified

The Very Collection

Carina TV Unit - fits up to 50 inch TV - Oak - FSC® Certified

Current sale price is £149

(Save £50)

Regular price was £199

5 out of 5 stars

8 reviews

Sonos Era 300

Era 300

£449

5 out of 5 stars

17 reviews

The Love Collection 9ct Yellow Gold 5mm x 11mm CZ Marquise Solitaire Ring

The Love Collection

9ct Yellow Gold 5mm x 11mm CZ Marquise Solitaire Ring

£269

5 out of 5 stars

4 reviews

The Very Collection Casa Dot Textured Floor Lamp

The Very Collection

Casa Dot Textured Floor Lamp

Current sale price is £80

(Save £20)

Regular price was £100

5 out of 5 stars

16 reviews

Berghaus RG Alpha 2.0 Waterproof Jacket - Black

RG Alpha 2.0 Waterproof Jacket - Black

£140

5 out of 5 stars

5 reviews

Skopes Doyle Check Tailored Suit Jacket - Dark Blue

Doyle Check Tailored Suit Jacket - Dark Blue

£130

5 out of 5 stars

2 reviews

Harris Seriously Good Walls & Ceilings 4 Medium Pile Roller Set 9in

Seriously Good Walls & Ceilings 4 Medium Pile Roller Set 9in

£15

5 out of 5 stars

2 reviews

Indesit D2IHD526UK Fullsize 14 Place Setting Integrated Dishwasher

D2IHD526UK Fullsize 14 Place Setting Integrated Dishwasher

Current sale price is From £259

(Save up to £40)

Regular price was From £299

5 out of 5 stars

1 review

Michelle Keegan Home Michelle Keegan Giada Table Lamp

Michelle Keegan Home

Michelle Keegan Giada Table Lamp

Current sale price is £65

(Save £15)

Regular price was £80

5 out of 5 stars

20 reviews

SWIFT Cube Ready Assembled 2 Drawer Bedside Chest - FSC® Certified

+1 colour

Available in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey colours

Cube Ready Assembled 2 Drawer Bedside Chest - FSC® Certified

Current sale price is £199

(Save £80)

Regular price was £279

5 out of 5 stars

1 review

Rasch Palmetto Agate Wallpaper - Pearl

Palmetto Agate Wallpaper - Pearl

£29

5 out of 5 stars

5 reviews

Kinderkraft JUNIOR FIX 2 i-Size Car Seat 100-150 cm - Graphite Black (Group 3 - 3.5-12 years) - R129

JUNIOR FIX 2 i-Size Car Seat 100-150 cm - Graphite Black (Group 3 - 3.5-12 years) - R129

Current sale price is £50

(Save £10)

Regular price was £60

5 out of 5 stars

5 reviews

SWIFT Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

£449

5 out of 5 stars

3 reviews

The Very Collection 22" Easter Wreath with Rabbit

The Very Collection

22" Easter Wreath with Rabbit

£30

5 out of 5 stars

7 reviews

Hotpoint PHGC7.4FLMX 70cm Curved Glass Cooker Hood - Stainless Steel

PHGC7.4FLMX 70cm Curved Glass Cooker Hood - Stainless Steel

Current sale price is £189

(Save £10)

Regular price was £199

5 out of 5 stars

1 review

Bunty Seventh Heaven Pet Bed - Pink

Seventh Heaven Pet Bed - Pink

Current sale price is From £22

(Save up to £18)

Regular price was From £30

5 out of 5 stars

5 reviews

D-C-Fix Ribbeck Oak Self Adhesive Wood Vinyl Wrap Film - 67.5cm x 5m

Ribbeck Oak Self Adhesive Wood Vinyl Wrap Film - 67.5cm x 5m

£23

5 out of 5 stars

2 reviews

Mamas & Papas Playmat - Welcome to the World - Grey/White

Playmat - Welcome to the World - Grey/White

Current sale price is £88

(Save £22)

Regular price was £110

5 out of 5 stars

3 reviews

Nintendo Switch Super Mario Odyssey

Nintendo Switch

Super Mario Odyssey

£37.99

5 out of 5 stars

144 reviews

MARC JACOBS The Leather Small Tote Bag - Black

The Leather Small Tote Bag - Black

£425

5 out of 5 stars

23 reviews

UGG Kids Classic Mini Ii Classic Boot - Chestnut

Kids Classic Mini Ii Classic Boot - Chestnut

Current sale price is £88

(Save £22)

Regular price was £110

5 out of 5 stars

3 reviews

Mamas & Papas Baby Snug and Activity Tray- Pebble Grey

Baby Snug and Activity Tray- Pebble Grey

Current sale price is £46

(Save £14)

Regular price was £60

5 out of 5 stars

20 reviews

Disney Princess Rapunzel Styling Head

Disney Princess

Rapunzel Styling Head

Current sale price is £14.99

(Save £7)

Regular price was £21.99

5 out of 5 stars

2 reviews

Obaby Pocket Sprung Cot Bed Mattress 140x70cm

Pocket Sprung Cot Bed Mattress 140x70cm

£99

5 out of 5 stars

13 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.