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undefined Cora Large 3 Door Sideboard - Ivory/Brass

Bank Holiday Deal

Cora Large 3 Door Sideboard - Ivory/Brass

Current sale price is £168

(Save £41)

Regular price was £209

5 out of 5 stars

5 reviews

undefined Cannes 11-Piece Dining Set Garden Furniture

Bank Holiday Deal

Cannes 11-Piece Dining Set Garden Furniture

Current sale price is £549.99

(Save £200)

Regular price was £749.99

4.4 out of 5 stars

31 reviews

undefined Sahara 8-Piece Multi Position Corner Set

Bank Holiday Deal

Sahara 8-Piece Multi Position Corner Set

Current sale price is £849.99

(Save £549.01)

Regular price was £1399

4 out of 5 stars

1 review

undefined 16 x 6ft Maine Pent Summerhouse With Patio Area

16 x 6ft Maine Pent Summerhouse With Patio Area

£1549

5 out of 5 stars

3 reviews

undefined Torquay 6-Piece Dining Set

Bank Holiday Deal

Torquay 6-Piece Dining Set

Current sale price is £279.99

(Save £120)

Regular price was £399.99

4 out of 5 stars

3 reviews

undefined Illumina Decor Panels Papyrus

Illumina Decor Panels Papyrus

£19.99

4.6 out of 5 stars

5 reviews

undefined 40V 34cm Cordless Lawn Mower 400m2 with x2 2.0Ah Batteries & Charger

Bank Holiday Deal

40V 34cm Cordless Lawn Mower 400m2 with x2 2.0Ah Batteries & Charger

Current sale price is £169.99

(Save £30)

Regular price was £199.99

3.5 out of 5 stars

30 reviews

undefined Santa Rosa 6-Piece Dining Set

Santa Rosa 6-Piece Dining Set

£129.99

4.9 out of 5 stars

7 reviews

undefined EasiGlide Plus 360V Corded Hover Collect Lawnmower

Bank Holiday Deal

EasiGlide Plus 360V Corded Hover Collect Lawnmower

Current sale price is £138.99

(Save £16)

Regular price was £154.99

3.7 out of 5 stars

27 reviews

undefined Santa Monica Rocker Set with Padded Seats

Santa Monica Rocker Set with Padded Seats

£199.99

4.6 out of 5 stars

9 reviews

undefined Cora 2 Drawer Bedside Chest - Ivory/Brass

Bank Holiday Deal

Cora 2 Drawer Bedside Chest - Ivory/Brass

Current sale price is £69

(Save £40)

Regular price was £109

4.8 out of 5 stars

4 reviews

undefined Hawaii Duo Seat

Bank Holiday Deal

Hawaii Duo Seat

Current sale price is £59.99

(Save £40)

Regular price was £99.99

2.5 out of 5 stars

8 reviews

undefined Store It Out Midi Garden Storage

Store It Out Midi Garden Storage

£139.99

4.3 out of 5 stars

98 reviews

undefined 4 Burner Gas BBQ With Side Burner

Bank Holiday Deal

4 Burner Gas BBQ With Side Burner

Current sale price is £150.99

(Save £39)

Regular price was £189.99

3.8 out of 5 stars

20 reviews

undefined Set of 2 x 35LED 4M Solar Rope Lights

Set of 2 x 35LED 4M Solar Rope Lights

£17.99

4.4 out of 5 stars

19 reviews

undefined Sun Lounger (Built-In Visor)

Bank Holiday Deal

Sun Lounger (Built-In Visor)

Current sale price is £29.99

(Save £6)

Regular price was £35.99

4.2 out of 5 stars

25 reviews

undefined Bumble Bee Windchime

Bumble Bee Windchime

£13.99

undefined American Charcoal Grill BBQ

Bank Holiday Deal

American Charcoal Grill BBQ

Current sale price is £129.99

(Save £20)

Regular price was £149.99

3.4 out of 5 stars

14 reviews

undefined SkyRunner String Lights

SkyRunner String Lights

£22.99

4.3 out of 5 stars

3 reviews

undefined 150cm Faux Eucalyptus Potted Tree (Indoor or Outdoor)

150cm Faux Eucalyptus Potted Tree (Indoor or Outdoor)

£69.99

undefined Illumina Decor Panels Fauna

Illumina Decor Panels Fauna

£19.99

2 out of 5 stars

2 reviews

undefined Tree of Life- Verdigris Wall Art

Tree of Life- Verdigris Wall Art

£14.99

5 out of 5 stars

8 reviews

undefined Hawaii 3-Piece Bistro Set

Bank Holiday Deal

Hawaii 3-Piece Bistro Set

Current sale price is £44.99

(Save £5)

Regular price was £49.99

4.7 out of 5 stars

3 reviews

undefined Solar Obelisk Topiary

Solar Obelisk Topiary

£55.99

3.8 out of 5 stars

4 reviews

undefined Solar Stone Effect Deck Light (Pack of 4)

Solar Stone Effect Deck Light (Pack of 4)

£17.99

4.3 out of 5 stars

15 reviews

undefined Solar Stringlights - 100 Super Bright Orbs 15 Lumen Output

Solar Stringlights - 100 Super Bright Orbs 15 Lumen Output

£37.99

3.7 out of 5 stars

26 reviews

undefined Solar Pathway Light(Pack of 12)

Solar Pathway Light(Pack of 12)

£24.99

4.7 out of 5 stars

6 reviews

undefined Magic Mushroom - Large

Magic Mushroom - Large

£12.99

2 out of 5 stars

2 reviews

undefined TriSol LimeLight Solar Garden Light

TriSol LimeLight Solar Garden Light

Current sale price is £23.99

(Save £16)

Regular price was £39.99

4.3 out of 5 stars

3 reviews

undefined Cool Flame Solar Festival Lantern, Pack of 2

Cool Flame Solar Festival Lantern, Pack of 2

£11.99

4.4 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.