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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes iPhone 16 range, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

All Jewellery, £750-£1000, Gifts & Jewellery

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Results: 1 - 30 (of 123)

9ct White Gold 50 Point Diamond Square Set Split Shoulder Bridal Set Of Two Rings

Current sale price is £825

Freya Created Brilliance 9ct White Gold 0.85ct Oval Lab Grown Diamond Ring

Current sale price is £788

Mischa 9ct White Gold 1ct tw Lab Grown Diamond Engagement Ring

Current sale price is £960

9ct White Gold 0.50ct Diamond Graduated Eternity Ring

£899

Platinum 0.15ct Diamond Claw Set Eternity Engagement Ring

£1000

9ct Yellow Gold 0.50ct Diamond Graduated Eternity Ring

£899

14ct White Gold Ring. 0.15ct Diamond Claw Set Eternity Engagement Ring

£750

Fergie 9ct White Gold 1ct tw Lab Grown Diamond Engagement Ring

Current sale price is £1000

9ct Gold 1.5 Carat Eq Two Piece Bridal Set

£809

Platinum 0.25ct Natural Diamond Half Eternity Band Ring

£815

9ct Gold Pave Curb 18 Inch Chain Necklace

£785

Lady Lynsey 9ct Gold 1.20ct total Round Brilliant Centre Moissanite bridal set

£999

Colette Created Brilliance 9ct White Gold 1ct Lab Grown Diamond Three Row Ring

Current sale price is £765

Perfect Fit 9ct White Gold Wedding and Engagement Ring Set. 0.25ct Diamond Bridal Set

£999

Freya , 9ct Yellow Gold 0.85ct tw Lab Grown Diamond Ring

£999

Lady Lynsey 9ct Gold 1ct total Moissanite Trilogy bridal set

£979

1Ct Round Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £840

Mavis 9ct White Gold 1ct tw Lab Grown Diamond Three Stone Engagement Ring

Current sale price is £880

Elena Created Brilliance 9ct White Gold Oval 0.75ct Lab Grown Diamond Engagement Ring

Current sale price is £750

White Gold Diamond Heart Pendant and Earrings Set

£850

18ct White Gold Necklace. Sapphire & 0.15ct Diamond Cluster Pendant

£1000

Serena 9ct White Gold 1ct tw Lab Grown Diamond Engagement Ring

Current sale price is £880

9ct White Gold Earrings. 0.50ct Diamond La Pousette Solitaire Earrings

£1000

9ct White Gold Earrings. 0.50ct Diamond Solitaire Stud Earrings

£850

Leona 9ct White Gold 1ct tw Lab Grown Diamond Eternity Band Ring

Current sale price is £880

1Ct Emerald Cut Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £900

9ct Gold Criss Cross Cut Cushion Starlight Moissanite with created Emerald 1.6cts total eq Trilogy Ring

£999

9ct Yellow Gold Triple Row Bangle

£875

1Ct Oval Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £900

9ct White Gold Diamond Set Bangle

£975

Results: 1 - 30 (of 123)