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undefined Lace Mix Blouse - White

Lace Mix Blouse - White

Current sale price is £18.25

(Save £4.75)

Regular price was £23

2.7 out of 5 stars

3 reviews

undefined Premium Stainless Steel 4-Burner Gas BBQ

Premium Stainless Steel 4-Burner Gas BBQ

Current sale price is £259.99

(Save £40)

Regular price was £299.99

2.6 out of 5 stars

7 reviews

undefined Black Patent Tassel Trim Loafers

Black Patent Tassel Trim Loafers

£27.99

2.8 out of 5 stars

9 reviews

undefined V Neck Sequin Detail Halter Maxi Dress - Black

V Neck Sequin Detail Halter Maxi Dress - Black

£45

2.5 out of 5 stars

2 reviews

undefined Smart Straight Leg Jogger - Black

Michelle Keegan

Smart Straight Leg Jogger - Black

Current sale price is £10.75

(Save £24.25)

Regular price was £35

2.8 out of 5 stars

5 reviews

undefined Mens Edgepoint Mid Waterproof Walking Boot -black

Mens Edgepoint Mid Waterproof Walking Boot -black

£35

2.9 out of 5 stars

27 reviews

undefined Stretch Pinafore Dress - Black

V by Very Curve

Stretch Pinafore Dress - Black

Current sale price is £12.50

(Save £12.50)

Regular price was £25

2.5 out of 5 stars

2 reviews

undefined High Waist Wide Leg Authentic Jeans - Midi Wash

High Waist Wide Leg Authentic Jeans - Midi Wash

Current sale price is £17.50

(Save £17.50)

Regular price was £35

2.7 out of 5 stars

3 reviews

undefined Blue Swirl Print U Bar Bikini Top

Blue Swirl Print U Bar Bikini Top

Current sale price is £13.50

(Save £3.50)

Regular price was £17

2 out of 5 stars

1 review

undefined Spidey And His Amazing Friends Mini Go! - Tilt Scooter with Lights

Spidey And His Amazing Friends Mini Go! - Tilt Scooter with Lights

Current sale price is £24.99

(Save £13)

Regular price was £37.99

2.8 out of 5 stars

4 reviews

undefined Paperbag Denim Shorts - White

Paperbag Denim Shorts - White

Current sale price is £22.25

(Save £5.75)

Regular price was £28

2 out of 5 stars

1 review

undefined Arizona Big Buckle Sandal - Cream

Arizona Big Buckle Sandal - Cream

£140

2 out of 5 stars

1 review

undefined Classic Novara Kids Under Bed Storage Drawer Add-on - White - FSC® Certified

Classic Novara Kids Under Bed Storage Drawer Add-on - White - FSC® Certified

Current sale price is £89

(Save £50)

Regular price was £139

2.4 out of 5 stars

8 reviews

undefined 3 Piece Paddle Board Set

3 Piece Paddle Board Set

Current sale price is £14.99

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Regular price was £19.99

2 out of 5 stars

1 review

undefined Linen Halter-Neck Suit Waistcoat - Red

Linen Halter-Neck Suit Waistcoat - Red

£56

2 out of 5 stars

1 review

undefined Girls 5 Pack Cherry Briefs - Multi

Girls 5 Pack Cherry Briefs - Multi

Current sale price is From £5

(Save up to £7)

Regular price was From £10

2 out of 5 stars

1 review

undefined High Cork Wedge Cross Strap Sandals - Tan

High Cork Wedge Cross Strap Sandals - Tan

Current sale price is £16

(Save £22)

Regular price was £38

2.3 out of 5 stars

3 reviews

undefined V Neck Short Sleeve Leopard Print Mini Dress - Multi

V Neck Short Sleeve Leopard Print Mini Dress - Multi

Current sale price is £14.75

(Save £44.25)

Regular price was £59

2 out of 5 stars

1 review

undefined Blue V-neck Button Front Top

Blue V-neck Button Front Top

Current sale price is £13.75

(Save £6.24)

Regular price was £19.99

2 out of 5 stars

1 review

undefined Metallic Plisse Wide Leg Trouser - Gunmetal

Metallic Plisse Wide Leg Trouser - Gunmetal

Current sale price is £7.50

(Save £17.50)

Regular price was £25

2.5 out of 5 stars

2 reviews

undefined Nico 150 cm 2 Door Sliding Mirrored Wardrobe - White

Nico 150 cm 2 Door Sliding Mirrored Wardrobe - White

Current sale price is £249

(Save £100)

Regular price was £349

2.5 out of 5 stars

18 reviews

undefined Cut Out Detail Halter Neck Swimsuit - Print

Cut Out Detail Halter Neck Swimsuit - Print

Current sale price is £13.75

(Save £11.25)

Regular price was £25

2.3 out of 5 stars

3 reviews

Boys Essential Logo T-shirt - Red

From £20

2 out of 5 stars

2 reviews

undefined Sarahbeth Tier Wrap Midi - Red

Sarahbeth Tier Wrap Midi - Red

Current sale price is £16.25

(Save £13.74)

Regular price was £29.99

2 out of 5 stars

1 review

Regular Fit Linear Chest Logo T-Shirt - Light Blue

Current sale price is £29.25

(Save £15.75)

Regular price was £45

2 out of 5 stars

1 review

undefined 3 Pack Girls Flat Knit Tights - Grey

3 Pack Girls Flat Knit Tights - Grey

From £8

2.9 out of 5 stars

25 reviews

undefined Linen Jumpsuit - Black

Linen Jumpsuit - Black

Current sale price is £23.25

(Save £15.75)

Regular price was £39

2 out of 5 stars

1 review

undefined Formal Trousers - Navy

Michelle Keegan

Formal Trousers - Navy

Current sale price is £16

(Save £16)

Regular price was £32

2.8 out of 5 stars

4 reviews

undefined Soft Denim Wide Leg Pants - Blue

Soft Denim Wide Leg Pants - Blue

£50

2 out of 5 stars

1 review

undefined Tie Front Ruched Vest - White

Tie Front Ruched Vest - White

£24

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.