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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 10% off Apple & gaming consoles and 20% off almost everything else. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes iPhone 16 range, Apple Watch Series 10, Samsung S24 models, PlayStation 5 consoles, PS5 Portal, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Games, Technology & Gaming

Join ASTRO on a supersized space adventure

Join ASTRO on a supersized space adventure

Call of Duty®: Black Ops 6

Call of Duty®: Black Ops 6

EA SPORTS FC™25

EA SPORTS FC™25

Indiana Jones and the Great Circle

Indiana Jones and the Great Circle

Assassin's Creed Shadows

Assassin's Creed Shadows

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Results: 1 - 30 (of 661)

Star Wars: Outlaws

£56.99

EA Sports FC 25

£62.99

Astro Bot

£54.99

Call of Duty®: Black Ops 6

£57.99

EA Sports FC 25

£62.99

Undisputed

£44.99

The Last of Us Part II Remastered

Current sale price is £37.99

Assassin’s Creed Shadows

£56.99

Marvel’s Spider-Man 2

£58.99

The Legend of Zelda: Echoes of Wisdom

£49.99

EA SPORTS FC 25: Ultimate Edition (Pre-Purchase Digital Download)

£99.99

Super Mario Party Jamboree

£49.99

A Quiet Place: The Road Ahead

£25.99

Warhammer 40,000: Space Marine 2

Current sale price is £52.99

WWE 2K24

Current sale price is £26.99

Gran Turismo 7 (PlayStation VR2 Compatible)

Current sale price is £61.99

Until Dawn

£59.99

Luigi's Mansion 2 HD

£38.99

DRAGON BALL: Sparking! ZERO

Current sale price is £58.99

Grand Theft Auto V

Current sale price is £16.99

The Last of Us Part I

Current sale price is £61.99

Dragon Age: The Veilguard

Current sale price is £59.99

Aliens: Dark Descent

Current sale price is £31.99

God of War Ragnarok

£59.99

Star Wars: Outlaws

£56.99

METAL GEAR SOLID Delta: SNAKE EATER - Day 1 Edition

Current sale price is £67.99

Suicide Squad: Kill the Justice League

Current sale price is £19.99

Dragon Age: The Veilguard - Deluxe Edition