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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 10% off Apple & gaming consoles and 20% off almost everything else. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes iPhone 16 range, Apple Watch Series 10, Samsung S24 models, PlayStation 5 consoles, PS5 Portal, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

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Results: 1 - 30 (of 89)

Junior Kids Reversible Perrito Hooded Jacket - Black

Current sale price is From £80

Juniors Glacier 1/4 Zip Pullover - Black

From £35

Children's Snowy Days Insulated Jacket - Black

Current sale price is £52.50

Older Boys Reversible Perrito Jacket - Black

Current sale price is From £52.50

Kids Stormbreak Waterproof Jacket - Black

£16

Hotshot Ii Fleece

£12

Synthetic Down Jacket - Blue

£65

Kids Boys Glacier Full Zip Hooded Jacket - Blue

Current sale price is £28

Napapirjri Rainforest Kids Insulated Overhead Anorak - Black

Current sale price is From £68.50

Junior Boys Reversible Shasta Vest - Black

Current sale price is From £56

Childrens King Ii Zip Front Fleece - Black

£14

Kids Boys Reversible Perrito Hooded Jacket - Blue

Current sale price is £64

Napapirjri Hornelen Kids Padded Jacket - Black

From £150

Kids Stormbreak Waterproof Jacket - Navy

From £16

Unisex Kids Padded Jacket - Black

£60

Boys Never Stop Synthetic Jacket - Black

From £80

Unisex Volcanics VII Reflective Waterproof Jacket - Dark Grey

From £42

Kids Pack-it Waterproof Jacket III - Pink

From £20

Kids Elling Shell Waterproof Jacket - Navy

£25

Unisex Essentials Hooded Padded Jacket - Black

£55

Synthetic Down Jacket - Blue

£55

Kyrell Reversible Fleece Lined Jacket - Black/Orange

From £45

Youth Unisex Challenger Windbreaker - Black

Current sale price is From £44

Napapirjri Scott Kids Layered Down Jacket - Black

From £125

Woven Anorak Kids - Black

£38

Juniors Glacier 1/4 Zip Pullover - Blue

Current sale price is From £28

Junior Boys Freedom Insulated Jacket - Blue

From £160

Older Boys Never Stop Wind Jacket - Black

Current sale price is From £39

Jojo Kids Jacket - Yellow

Current sale price is £33.50

Napapirjri Scott Kids Layered Down Jacket - Blue

Current sale price is From £100

Results: 1 - 30 (of 89)