1. Spend £100 or more on selected Clothing & Footwear (excludes accessories) in one order on 6 months Buy Now Pay Later, with Very Pay. Each order must meet the £100 minimum order value. Non-eligible items will not count towards the minimum order value or your credit back. All eligible products are contained within the offer page, access via shop now (Offer not valid if you choose 9 or 12 months Buy Now Pay later).
2. By entering RTVUV in the promo code box at checkout your order will be put on 6 months Buy Now Pay Later automatically. We’ll then credit 20% of the eligible order value back to your account by 16th December 2021 or the dispatch date, whichever is later.
Order must be placed online. If you return any eligible items that makes your order drop below £100, the credit will be reversed. This can’t be used in conjunction with other offers (entering any other promo code apart from RTVUV in checkout will exclude you from this promotion).
Offer live 21st October - 3rd November 2021.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for 6 months. The delayed payment period starts
from the date of order (including pre-ordered items and those not ready for immediate dispatch). Buy Now Pay Later is subject to eligibility.
How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your
account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.
How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed
payment period, this can be done in one full payment or multiple partial payments.
Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period.
Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump
sum of compound interest will be charged to your Very account.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your
payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account.
Any outstanding balance plus the interest will now become payable on your account.
As the outstanding balance, plus the interest
now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest.
This will be included within your account minimum payment request every month and cannot be repaid using Take 3.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
What is excluded from Buy Now Pay Later?
The costs for delivery and installation services cannot be placed on Buy Now Pay Later.
Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you have a non-Buy Now Pay Later balance
on your Very account, you will still need to make at least your minimum payment as shown on your statement.
The Very Account
The Account gives you a choice of payment options if you want to spread the cost of your purchases. Take 3 - 3 payments, 3 months, pay no interest.
- Take 3 spreads the cost over 3 months. For example, if your item is £90, you'll pay £30 month 1, £30 month 2 and £30 month 3. Simple!
- Take 3 is automatically applied to everything you buy from Very, so if you want to Take 3 at any time, you don’t need to do anything. Excludes purchases on Buy Now Pay Later.
- There's nothing to select at checkout, simply pay the Take 3 amount on your statement.
- To avoid any interest, ensure you make all three Take 3 payments on time. If you don't, you'll incur interest.
Buy Now Pay Later - allows you to shop now and delay payment, and is subject to your credit and account status.
- Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases depending on the offer.
- In checkout you can choose how long you would like to delay your payment for.
- The delayed payment period starts from the date of order. Interest is calculated and compounded for the delayed payment period and is added to your account as a lump sum when this ends. Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.
- The costs for delivery and installation services cannot be placed on Buy Now Pay Later.
- Buy Now Pay Later cannot be used in conjunction with Take 3.
Flexible Monthly Payments
- You always have the flexibility to pay a lower amount of your choice.
- This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement.
- If you pay this way you will be charged interest, and it will take you longer to pay off your balance.
Representative Example
This represents a typical cost of using a Very Account: Representative 39.9% APR variable (annual interest rate of 39.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.
The Very Account
The Account gives you a choice of payment options if you want to spread the cost of your purchases. Take 3 - 3 payments, 3 months, pay no interest.
- Take 3 spreads the cost over 3 months. For example, if your item is £90, you'll pay £30 month 1, £30 month 2 and £30 month 3. Simple!
- Take 3 is automatically applied to everything you buy from Very, so if you want to Take 3 at any time, you don’t need to do anything. Excludes purchases on Buy Now Pay Later.
- There's nothing to select at checkout, simply pay the Take 3 amount on your statement.
- To avoid any interest, ensure you make all three Take 3 payments on time. If you don't, you'll incur interest.
Buy Now Pay Later - allows you to shop now and delay payment, and is subject to your credit and account status.
- Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases depending on the offer.
- In checkout you can choose how long you would like to delay your payment for.
- The delayed payment period starts from the date of order. Interest is calculated and compounded for the delayed payment period and is added to your account as a lump sum when this ends. Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.
- The costs for delivery and installation services cannot be placed on Buy Now Pay Later.
- Buy Now Pay Later cannot be used in conjunction with Take 3.
Flexible Monthly Payments
- You always have the flexibility to pay a lower amount of your choice.
- This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement.
- If you pay this way you will be charged interest, and it will take you longer to pay off your balance.
Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then in to 'My APR'.
