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The Very Collection Set Of 2 60cm Tall Golden Coin Topiary Ball Potted Trees - Outdoor/Indoor

Bank Holiday Deal

The Very Collection

Set Of 2 60cm Tall Golden Coin Topiary Ball Potted Trees - Outdoor/Indoor

Current sale price is £40

(Save £19.99)

Regular price was £59.99

1.5 out of 5 stars

2 reviews

The Very Collection Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

Bank Holiday Deal

The Very Collection

Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

Current sale price is From £89

(Save up to £10)

Regular price was From £99

1.8 out of 5 stars

10 reviews

Swan SX16710B 50cm Electric Solid Plate Cooker - Black

SX16710B 50cm Electric Solid Plate Cooker - Black

£199

1 out of 5 stars

2 reviews

The Very Collection Calgary Casual Outdoor Dining Set

The Very Collection

Calgary Casual Outdoor Dining Set

£599

1 out of 5 stars

1 review

Bluey Patio Set

Bank Holiday Deal

Patio Set

Current sale price is £29.99

(Save £20)

Regular price was £49.99

1 out of 5 stars

1 review

Michelle Keegan Home Sculpt 2 Door, 3 Drawer Sideboard - Oak - FSC® Certified

Michelle Keegan Home

Sculpt 2 Door, 3 Drawer Sideboard - Oak - FSC® Certified

£229

1 out of 5 stars

1 review

CyberPower PC Gaming Desktop - AMD Ryzen 5 5600G, 8GB RAM, 500GB SSD

Bank Holiday Deal

Gaming Desktop - AMD Ryzen 5 5600G, 8GB RAM, 500GB SSD

Current sale price is £449

(Save £70)

Regular price was £519

1 out of 5 stars

1 review

adidas Originals Women's Firebird Loose Tracksuit Pants - Brown

adidas Originals

Women's Firebird Loose Tracksuit Pants - Brown

£60

1 out of 5 stars

1 review

The Very Collection Crochet Panel Maxi Dress - Blue

Bank Holiday Deal

The Very Collection

Crochet Panel Maxi Dress - Blue

Current sale price is £27.25

(Save £7.75)

Regular price was £35

1 out of 5 stars

1 review

Michelle Keegan Lace Detail Column Dress - Brown

Bank Holiday Deal

Michelle Keegan

Lace Detail Column Dress - Brown

Current sale price is £58.50

(Save £16.50)

Regular price was £75

1.5 out of 5 stars

2 reviews

Michelle Keegan Home Sculpt Console Table - Oak - FSC® Certified

Michelle Keegan Home

Sculpt Console Table - Oak - FSC® Certified

£139

1 out of 5 stars

1 review

The Very Collection Cora Pack 2 Drawer, 5 Drawer, 3 Door Wardrobe

Bank Holiday Deal

The Very Collection

Cora Pack 2 Drawer, 5 Drawer, 3 Door Wardrobe

Current sale price is £609

(Save £70)

Regular price was £679

1 out of 5 stars

1 review

The Very Collection Floral Co-ord Cotton Shirt - Print

Bank Holiday Deal

The Very Collection

Floral Co-ord Cotton Shirt - Print

Current sale price is £19.50

(Save £5.50)

Regular price was £25

1 out of 5 stars

1 review

New Look Denim Drawstring Wide Leg Trousers - Light Blue

Denim Drawstring Wide Leg Trousers - Light Blue

£26.99

1 out of 5 stars

1 review

New Look Tan Faux Leather Multi Strap Toe Ring Flat Sandals

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Tan Faux Leather Multi Strap Toe Ring Flat Sandals

Current sale price is £15.50

(Save £4.49)

Regular price was £19.99

1 out of 5 stars

1 review

Medicube Collagen Jelly Cream 110ml

Collagen Jelly Cream 110ml

£26

1 out of 5 stars

1 review

The Very Collection Short Sleeve Waist Detail Tiered Midi Dress - Print

The Very Collection

Short Sleeve Waist Detail Tiered Midi Dress - Print

£60

1.5 out of 5 stars

2 reviews

The Very Collection Curve Stripe Co-ord Crochet Trouser

The Very Collection

Curve Stripe Co-ord Crochet Trouser

£25

1.5 out of 5 stars

2 reviews

The Very Collection Floral Puff Sleeve Blouse - Pink

The Very Collection

Floral Puff Sleeve Blouse - Pink

£30

1.7 out of 5 stars

3 reviews

Braun Silk-epil Lady Shaver 5-100 Pink - Electric Shaver and Trimmer System

Silk-epil Lady Shaver 5-100 Pink - Electric Shaver and Trimmer System

£23.99

1.8 out of 5 stars

5 reviews

AX Paris Square Neck A-Line Midi Dress - Navy

Square Neck A-Line Midi Dress - Navy

£48

1 out of 5 stars

1 review

The Very Collection Textured Button Through Top - Brown

Bank Holiday Deal

The Very Collection

Textured Button Through Top - Brown

Current sale price is £19.50

(Save £5.50)

Regular price was £25

1 out of 5 stars

1 review

Tommy Hilfiger 3 Pack Essential T-Shirt - Assorted

Bank Holiday Deal

3 Pack Essential T-Shirt - Assorted

Current sale price is £33.50

(Save £9.50)

Regular price was £43

1 out of 5 stars

1 review

The Very Collection Extra Large American Style Charcoal BBQ

The Very Collection

Extra Large American Style Charcoal BBQ

£190

1 out of 5 stars

1 review

Nike Womens Running Pegasus 42 Trainers - Orange

Womens Running Pegasus 42 Trainers - Orange

£130

1 out of 5 stars

1 review

The Very Collection Printed Button Detail Co-Ord Blouse - Print

The Very Collection

Printed Button Detail Co-Ord Blouse - Print

£40

1.5 out of 5 stars

2 reviews

Mint Velvet Ramie Puff Sleeve Blouse - Yellow

Ramie Puff Sleeve Blouse - Yellow

£89

1 out of 5 stars

1 review

Playstation Starfield - PlayStation®5

Starfield - PlayStation®5

Current sale price is £36.99

(Save £3)

Regular price was £39.99

1 out of 5 stars

1 review

Style Cheat Puff Sleeve Co-ord Blazer

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Puff Sleeve Co-ord Blazer

Current sale price is £38.50

(Save £16.50)

Regular price was £55

1 out of 5 stars

1 review

Nike Mens Club Knit Shorts - Black

Mens Club Knit Shorts - Black

£38

1 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.