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Morphy Richards FlexiFreeze 1L Rechargeable Travel & Desk Top Mini Air Cooler - White

Morphy Richards

FlexiFreeze 1L Rechargeable Travel & Desk Top Mini Air Cooler - White

£69

2.4 out of 5 stars

5 reviews

Nike Older Kids England 2026 Dri-FIT Stadium Home Shirt – White

Older Kids England 2026 Dri-FIT Stadium Home Shirt – White

Current sale price is £60

(Save £10)

Regular price was £70

2 out of 5 stars

4 reviews

Streetwize Solar Curtain Lights - Warm White

Solar Curtain Lights - Warm White

Current sale price is £10

(Save £8)

Regular price was £18

2.9 out of 5 stars

25 reviews

The Very Collection Textured Strappy Woven Mix Dress - Cream

The Very Collection

Textured Strappy Woven Mix Dress - Cream

Current sale price is £17

(Save £18)

Regular price was £35

2 out of 5 stars

2 reviews

JML Chillmax Chillmate Cordless Hand Held Portable Cooling Fan

Chillmax Chillmate Cordless Hand Held Portable Cooling Fan

£15

2.7 out of 5 stars

6 reviews

Bestway Pool Heater

Pool Heater

Current sale price is £99.99

(Save £80)

Regular price was £179.99

2.7 out of 5 stars

75 reviews

The Very Collection Gathered Detail Cinched Midaxi Dress - Red

The Very Collection

Gathered Detail Cinched Midaxi Dress - Red

Current sale price is £21.50

(Save £23.50)

Regular price was £45

2.4 out of 5 stars

5 reviews

The Very Collection Dawson Wooden Bed with Mattress Options (Buy & SAVE!) - Grey - FSC® Certified

The Very Collection

Dawson Wooden Bed with Mattress Options (Buy & SAVE!) - Grey - FSC® Certified

Current sale price is From £99

(Save up to £0)

Regular price was From £229

2.4 out of 5 stars

11 reviews

The Very Collection Scalloped Pocket Detail Co-Ord Trousers - White

The Very Collection

Scalloped Pocket Detail Co-Ord Trousers - White

Current sale price is £28

(Save £7)

Regular price was £35

2 out of 5 stars

2 reviews

The Very Collection Denim Waistcoat Playsuit - Mid Wash

The Very Collection

Denim Waistcoat Playsuit - Mid Wash

£35

2 out of 5 stars

4 reviews

The Very Collection Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

The Very Collection

Dawson Wooden Bed with Mattress options (Buy & SAVE!) - White - FSC® Certified

Current sale price is From £99

(Save up to £0)

Regular price was From £229

2.4 out of 5 stars

14 reviews

The Very Collection High Neck Pleat Detail Sleeveless Midaxi Dress - Blue

The Very Collection

High Neck Pleat Detail Sleeveless Midaxi Dress - Blue

Current sale price is £29.25

(Save £35.75)

Regular price was £65

2.8 out of 5 stars

4 reviews

The Very Collection Embroidered Peplum Top - Light Blue

The Very Collection

Embroidered Peplum Top - Light Blue

Current sale price is £17.50

(Save £17.50)

Regular price was £35

2.5 out of 5 stars

2 reviews

The Very Collection Textured Wide Leg Trouser Co-ord - Khaki

The Very Collection

Textured Wide Leg Trouser Co-ord - Khaki

Current sale price is £16

(Save £4)

Regular price was £20

2.5 out of 5 stars

4 reviews

The Very Collection Pintuck Detail Puffball Midi Dress - Print

The Very Collection

Pintuck Detail Puffball Midi Dress - Print

Current sale price is £22.50

(Save £22.50)

Regular price was £45

2.2 out of 5 stars

5 reviews

Morphy Richards FlexiFreeze 1L Rechargeable Travel & Desk Top Mini Air Cooler - Grey

Morphy Richards

FlexiFreeze 1L Rechargeable Travel & Desk Top Mini Air Cooler - Grey

£69

2.3 out of 5 stars

4 reviews

The Very Collection Stretch Rib Scoop Neck T-shirt - Cream

The Very Collection

Stretch Rib Scoop Neck T-shirt - Cream

Current sale price is £5

(Save £5)

Regular price was £10

2 out of 5 stars

1 review

Xbox £50 Gift Card (Digital Code)

Buy Digital Games with Me

£50 Gift Card (Digital Code)

£50

2.4 out of 5 stars

17 reviews

New Look White Jersey Racer Bodysuit

White Jersey Racer Bodysuit

Current sale price is £6.75

(Save £6.24)

Regular price was £12.99

2 out of 5 stars

1 review

K-Pop Demon Hunters Rumi Golden Deluxe Child Costume Only

K-Pop Demon Hunters

Rumi Golden Deluxe Child Costume Only

£19.99

2.7 out of 5 stars

3 reviews

The Very Collection Shirred Cotton Cami Midaxi Dress - Brown

The Very Collection

Shirred Cotton Cami Midaxi Dress - Brown

£25

2 out of 5 stars

1 review

The Very Collection Boys Stripe Detail City Short - Multi

The Very Collection

Boys Stripe Detail City Short - Multi

Current sale price is From £4.50

(Save up to £7)

Regular price was From £9

2 out of 5 stars

1 review

The Very Collection Broderie Short Sleeve Shirt - Cream

The Very Collection

Broderie Short Sleeve Shirt - Cream

Current sale price is £14

(Save £18)

Regular price was £32

2 out of 5 stars

1 review

TCL 50S5K 50" Full HD QLED HDR Android Smart TV - 50S5K-UK

50S5K 50" Full HD QLED HDR Android Smart TV - 50S5K-UK

Current sale price is £209

(Save £20)

Regular price was £229

2.7 out of 5 stars

9 reviews

Havaianas Slim Flatform Flip Flop - Beige

Slim Flatform Flip Flop - Beige

£34

2.5 out of 5 stars

2 reviews

The Very Collection Amalfi Sofa Set- Clay

The Very Collection

Amalfi Sofa Set- Clay

Current sale price is £99

(Save £41)

Regular price was £140

2.5 out of 5 stars

14 reviews

The Very Collection Curve Off The Shoulder Drape Midi Dress

The Very Collection

Curve Off The Shoulder Drape Midi Dress

Current sale price is £20.50

(Save £24.50)

Regular price was £45

2 out of 5 stars

1 review

The Very Collection Mono Print Halter Neck Dress - Multi

The Very Collection

Mono Print Halter Neck Dress - Multi

Current sale price is £13.60

(Save £16.40)

Regular price was £30

2 out of 5 stars

1 review

The Very Collection Shape Enhancing Lurex Textured Bikini Brief

The Very Collection

Shape Enhancing Lurex Textured Bikini Brief

Current sale price is £8

(Save £7)

Regular price was £15

2 out of 5 stars

2 reviews

Spiderman Spidey 3 Ring Pool and Beach Ball

Spidey 3 Ring Pool and Beach Ball

Current sale price is £6.99

(Save £6)

Regular price was £12.99

2.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.