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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes all console games, iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Up to 30% off Sale!

Up to 30% off Sale!

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Results: 1 - 30 (of 157)

ROG Strix XG27AQDMGR 26.5" Gaming Monitor - 2560x1440 - 240Hz - WOLED - Black

Current sale price is £419

MAG 342CQR E2 34-inch, UWQHD, 180Hz, Adaptive-Sync Curved Gaming Monitor

£299

Odyssey Gaming OLED G8 LS34DG850SUXXU Curved Gaming Monitor - 34in UWQHD (3440x1440) - 0.03ms, 175Hz

Current sale price is £669

MAG 274QP QD-OLED X24 27" QD-OLED WQHD 240Hz 0.03ms Adaptive-Sync Gaming Monitor

£399

PRO MP341CQ 34-inch, Quad HD, 100Hz, AMD Freesync, Curved Gaming Monitor with Built-in Speakers

£249

34G6QUK - 34in - Ultrawide WQHD - 240Hz - Curved Gaming Monitor

Current sale price is £299

Legion R45w-30 44.5" DQHD Curved Super UltraWide Gaming Monitor - VA, 170Hz, DisplayHDR 400, AMD FreeSync, USB-C Docking (75W PD), Speakers

£799

VA249HG Eye Care Gaming Monitor - 24in 120Hz FHD (1920x1080), 1ms response time, Wall Mountable

Current sale price is £65

ROG Swift PG32UCDMZ 31.5" Gaming Monitor - 3840x2160 - 240Hz - QD OLED - Black

Current sale price is £699

ROG Swift PG32UCDM3 31.5" 4K QD OLED - 240Hz - 3840x2160 - Black Gaming Monitor

£1149

ROG Strix XG32UCWMG 31.5" Gaming Monitor - 3840x2160 - Dual Mode 4K 240Hz/FHD 480Hz - WOLED - Black

Current sale price is £799

MAG 321CQF E18 32-inch, WQHD, 180Hz, 0.5ms, Adaptive Sync 1000R Curved Gaming Monitor

£229

ROG Strix XG27ACDMS 26.5" Gaming Monitor - 2560x1440 - 280Hz - QD OLED - Black

Current sale price is £439

VA279HG Eye Care Gaming Monitor - 27in 120Hz, IPS FHD (1920x1080) Frameless, Wall Mountable

Current sale price is £83

34" QHD UltraWide Curved Monitor

Current sale price is £229

Nitro VG270KV4bmiipx VG0 Series - 27in Gaming Monitor - 4K IPS - 160 Hz - Black

£249

OMEN 32c Curved Gaming Monitor - 31.5in QHD (2560 x 1440) 165hz, 1ms Response, AMD FreeSync™ Premium, Adjustable Stand, PC & Console Compatible

Current sale price is £199

Odyssey G3 LS24DG302EUXXU Gaming Monitor - 24in FHD (1920x1080) - 180Hz, 1ms - Freesync, Height Adjust

£129

MAG 32C6X 32-inch, Full HD, 250Hz, Adaptive-Sync Curved Gaming Monitor

£199

MAG 244C 24-inch, Full HD, 180Hz, Adaptive Sync, Curved Gaming Monitor

£99

Odyssey G91F 49in Curved Gaming Monitor - DQHD, 144Hz

£899

MPG 321CURX QD-OLED 32-inch, 4K UHD, 240Hz, 0.03ms, Adaptive Sync, Curved Gaming Monitor

£799

ROG Strix XG27UCS - 27in 4K UHD (3840x2160), 160Hz, 1ms, Fast IPS, G-Sync compatible USB Type-C Gaming Monitor

Current sale price is £315

32MR50C-B.AEKQ 32-inch VA Full HD 100Hz Tilt Adjustable Stand Curved Monitor

Current sale price is £159

27G6QUK - 27in - QHD - 300Hz - IPS - Gaming Monitor

Current sale price is £219

MAG 27CQ6F 27-inch, WQHD, 180Hz, Adaptive-Sync Curved Gaming Monitor

Current sale price is £139

PRO MP223 E2 22 inch, Full HD, 100Hz, Adaptive Sync Flat Monitor

£49

Nitro ED320QRS3 - 31.5in FHD VA - 180Hz - Curved Gaming Monitor

£199

ProArt Display OLED PA32UCDM Professional Monitor - 32in, 240Hz 4K UHD QD-OLED, 0.1ms response time

Current sale price is £1249

MAG 322UP QD-OLED E16 32-inch, 4K UHD, 165Hz, 0.03ms, Adaptive-Sync Gaming Monitor

Current sale price is £599

Results: 1 - 30 (of 157)