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Free home delivery on orders £75+

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Shop the brands you love

Pay later with Very Pay

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River Island Trim Toe Thong Footbed Sandals - Brown

Bank Holiday Deal

Trim Toe Thong Footbed Sandals - Brown

Current sale price is £25

Regular price was £39

(Save £14)

1 out of 5 stars

1 review

Nike Older Girls Essential T-Shirt - Black

Older Girls Essential T-Shirt - Black

From £20

1 out of 5 stars

1 review

The Very Collection Pure Cotton Long Sleeve Premium T-Shirt - White

The Very Collection

Pure Cotton Long Sleeve Premium T-Shirt - White

£12

1 out of 5 stars

1 review

The Very Collection Shaped Halloween Pumpkin Doormat 45x75cm

Bank Holiday Deal

The Very Collection

Shaped Halloween Pumpkin Doormat 45x75cm

£14

1 out of 5 stars

1 review

Alpha Blocks Alphablocks Phonics Fun Learning Toy

Alphablocks Phonics Fun Learning Toy

Current sale price is £16.49

Regular price was £24.99

(Save £8.50)

1 out of 5 stars

2 reviews

River Island Blue - Light Scallop Linen Short Co-ord

Bank Holiday Deal

Blue - Light Scallop Linen Short Co-ord

Current sale price is £22

Regular price was £34

(Save £12)

1 out of 5 stars

1 review

ValueLights Preto Black Metal Curve Stem Living Room Floor Lamp With A Cream Boucle Shade

Bank Holiday Deal

Preto Black Metal Curve Stem Living Room Floor Lamp With A Cream Boucle Shade

Current sale price is £68

Regular price was £85

(Save £17)

1 out of 5 stars

2 reviews

Midea MFO24EME4R118-BK 60cm Double Oven Freestanding Cooker With Ceramic Hob - Black

Bank Holiday Deal

MFO24EME4R118-BK 60cm Double Oven Freestanding Cooker With Ceramic Hob - Black

£349

1 out of 5 stars

1 review

Smoby Disney Princess Beauty Vanity

Disney Princess Beauty Vanity

£39.99

1.3 out of 5 stars

4 reviews

Boux Avenue 3 Pack Fran lace Thongs - Blue Mix

3 Pack Fran lace Thongs - Blue Mix

£18

1 out of 5 stars

1 review

Kickers Infant Kick Scuff Hi Leather Shoe - Black

Infant Kick Scuff Hi Leather Shoe - Black

£58

1 out of 5 stars

1 review

AX Paris Bold Floral Print Ruched Side Strappy Midi Dress - Black

Bank Holiday Deal

Bold Floral Print Ruched Side Strappy Midi Dress - Black

Current sale price is £36

Regular price was £45

(Save £9)

1 out of 5 stars

2 reviews

Regatta Orla Insulate Mug

Orla Insulate Mug

£16

1 out of 5 stars

1 review

B By Ted Baker Patch Shorts Pyjama Set - Ecru/Green

Bank Holiday Deal

Patch Shorts Pyjama Set - Ecru/Green

Current sale price is £28.75

Regular price was £36

(Save £7.25)

1 out of 5 stars

1 review

Yours Curve Polka Dot Contrast Strap Bikini - Black

Curve Polka Dot Contrast Strap Bikini - Black

£28

1 out of 5 stars

2 reviews

New Look Check Pattern Wide Leg Trousers - Brown

Check Pattern Wide Leg Trousers - Brown

£29.99

1 out of 5 stars

1 review

Nike Unisex Dri-FIT Academy 25 Junior Pants - Black

Unisex Dri-FIT Academy 25 Junior Pants - Black

£33

1 out of 5 stars

1 review

The Very Collection Shape Enhancing Seamless Bodysuit- Strong Control - Black

The Very Collection

Shape Enhancing Seamless Bodysuit- Strong Control - Black

£30

1 out of 5 stars

1 review

River Island High Rise Ankle Slim Velma Jeans - Blue

Bank Holiday Deal

High Rise Ankle Slim Velma Jeans - Blue

Current sale price is £36.75

Regular price was £46

(Save £9.25)

1 out of 5 stars

1 review

River Island Short Sleeve Cotton Tropical Beaded Co-ord T-shirt - White

Short Sleeve Cotton Tropical Beaded Co-ord T-shirt - White

£36

1 out of 5 stars

1 review

The Very Collection Cora 3 Piece Package - 3 Door, 2 Drawer Wardrobe, 5 Drawer Chest and 2 Drawer Bedside Chest - Ivory/Brass

Bank Holiday Deal

The Very Collection

Cora 3 Piece Package - 3 Door, 2 Drawer Wardrobe, 5 Drawer Chest and 2 Drawer Bedside Chest - Ivory/Brass

£679

1 out of 5 stars

1 review

Hunter Elements Elastic Chelsea Wellignton Boot - Khaki

Elements Elastic Chelsea Wellignton Boot - Khaki

Current sale price is £87.50

Regular price was £125

(Save £37.50)

1 out of 5 stars

1 review

Mango Starring Hailey Bieber Long Flared Dress - Red

Bank Holiday Deal

Starring Hailey Bieber Long Flared Dress - Red

Current sale price is £44.50

Regular price was £80

(Save £35.50)

1 out of 5 stars

1 review

Yours Curve Solid Lightweight Parka - Purple

Curve Solid Lightweight Parka - Purple

£31

1 out of 5 stars

1 review

Wicked Glinda Pink Dress

Glinda Pink Dress

£19.99

1 out of 5 stars

2 reviews

Apple Watch Series 11 (GPS + Cellular) 46mm Titanium Case with Milanese Loop

0% p.a. Instalment Plan

Available in natural titanium, slate titanium coloursAvailable in natural titanium, slate titanium coloursAvailable in natural titanium, slate titanium coloursAvailable in natural titanium, slate titanium coloursAvailable in natural titanium, slate titanium colours

Watch Series 11 (GPS + Cellular) 46mm Titanium Case with Milanese Loop

£749

1 out of 5 stars

1 review

The Very Collection Quick Dry Cargo Swim Shorts - Berry

Bank Holiday Deal

The Very Collection

Quick Dry Cargo Swim Shorts - Berry

Current sale price is £14

Regular price was £18

(Save £4)

1 out of 5 stars

1 review

CyberPower PC Gaming Desktop - AMD Ryzen 5 5600G, 8GB RAM, 500GB SSD

Gaming Desktop - AMD Ryzen 5 5600G, 8GB RAM, 500GB SSD

£529

1 out of 5 stars

1 review

Michelle Keegan Home Lindley 3 Door, 2 Drawer Wardrobe - Oak - FSC® Certified

Bank Holiday Deal

Michelle Keegan Home

Lindley 3 Door, 2 Drawer Wardrobe - Oak - FSC® Certified

£449

1 out of 5 stars

2 reviews

Catherine Lansfield So Soft Seersucker Stripe Duvet Set Grey

Bank Holiday Deal

Catherine Lansfield

So Soft Seersucker Stripe Duvet Set Grey

Current sale price is From £18

Regular price was From £20

(Save up to £4)

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.