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B By Ted Baker4

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The Very Collection Crochet Panel Maxi Dress - Blue

The Very Collection

Crochet Panel Maxi Dress - Blue

Current sale price is £21.50

(Save £13.50)

Regular price was £35

1.7 out of 5 stars

3 reviews

The Very Collection Floral Co-ord Cotton Shirt - Print

The Very Collection

Floral Co-ord Cotton Shirt - Print

Current sale price is £12

(Save £13)

Regular price was £25

1 out of 5 stars

2 reviews

The Very Collection Modal Mix Sweater - Navy

The Very Collection

Modal Mix Sweater - Navy

Current sale price is £6

(Save £16)

Regular price was £22

1 out of 5 stars

1 review

The Very Collection Shape Enhancing Twist Swimsuit - Print

The Very Collection

Shape Enhancing Twist Swimsuit - Print

Current sale price is £17.50

(Save £7.50)

Regular price was £25

1 out of 5 stars

1 review

The Very Collection Broderie Puff Sleeve V Neck Mini Dress - Pink

The Very Collection

Broderie Puff Sleeve V Neck Mini Dress - Pink

Current sale price is £18.75

(Save £21.25)

Regular price was £40

1 out of 5 stars

1 review

Very Home Province 8 Piece Dining Set

Province 8 Piece Dining Set

Current sale price is £197

(Save £123)

Regular price was £320

1.7 out of 5 stars

9 reviews

Michelle Keegan Lace Detail Column Dress - Brown

Michelle Keegan

Lace Detail Column Dress - Brown

Current sale price is £36

(Save £39)

Regular price was £75

1.5 out of 5 stars

2 reviews

The Very Collection Broderie Sleeveless Tuck Midaxi Dress - White

The Very Collection

Broderie Sleeveless Tuck Midaxi Dress - White

Current sale price is £25

(Save £20)

Regular price was £45

1 out of 5 stars

1 review

The Very Collection Boys Smart Zip Up Pocket Detail Top And Trousers Set - Blue

The Very Collection

Boys Smart Zip Up Pocket Detail Top And Trousers Set - Blue

Current sale price is From £8.75

(Save up to £15.75)

Regular price was From £22

1 out of 5 stars

2 reviews

River Island White Embroidered Mexicana Blouse Co-ord

White Embroidered Mexicana Blouse Co-ord

Current sale price is £32

(Save £14)

Regular price was £46

1 out of 5 stars

1 review

The Very Collection Curve Shirred Waist Short Sleeve Midi Dress

The Very Collection

Curve Shirred Waist Short Sleeve Midi Dress

Current sale price is £17.50

(Save £17.50)

Regular price was £35

1 out of 5 stars

1 review

The Very Collection Linen Blend Button Through Midaxi Dress - Coral

The Very Collection

Linen Blend Button Through Midaxi Dress - Coral

Current sale price is £24

(Save £16)

Regular price was £40

1.7 out of 5 stars

3 reviews

The Very Collection Linen Tiered Detail Blouse - Green

The Very Collection

Linen Tiered Detail Blouse - Green

Current sale price is £13.50

(Save £14.50)

Regular price was £28

1.8 out of 5 stars

4 reviews

The Very Collection Button Through Belted Shirt Midi Dress - Blue

The Very Collection

Button Through Belted Shirt Midi Dress - Blue

Current sale price is £18

(Save £27)

Regular price was £45

1 out of 5 stars

1 review

New Look Rose Print Milkmaid Midi Dress - Blue

Rose Print Milkmaid Midi Dress - Blue

Current sale price is £15

(Save £30.99)

Regular price was £45.99

1.5 out of 5 stars

6 reviews

The Very Collection Curve Cheesecloth Waisted Midi Dress

The Very Collection

Curve Cheesecloth Waisted Midi Dress

Current sale price is £17.50

(Save £17.50)

Regular price was £35

1 out of 5 stars

1 review

The Very Collection Embroidered Peplum Vest - Cream

The Very Collection

Embroidered Peplum Vest - Cream

Current sale price is £12.50

(Save £12.50)

Regular price was £25

1 out of 5 stars

1 review

New Look Square Neck Frilly Trim Midi Dress - Black

Square Neck Frilly Trim Midi Dress - Black

Current sale price is £15

(Save £18.99)

Regular price was £33.99

1 out of 5 stars

1 review

Birkenstock Naples Wrapped Suede Clogs- Taupe

Naples Wrapped Suede Clogs- Taupe

£150

1 out of 5 stars

1 review

The Very Collection Sheer Lace Top Beach Co-Ord - Cream

The Very Collection

Sheer Lace Top Beach Co-Ord - Cream

Current sale price is £10

(Save £15)

Regular price was £25

1 out of 5 stars

1 review

The Very Collection Shirred Ombre Sheer Beach Trouser Co Ord - Pink

The Very Collection

Shirred Ombre Sheer Beach Trouser Co Ord - Pink

Current sale price is £10

(Save £14)

Regular price was £24

1.3 out of 5 stars

3 reviews

The Very Collection Curve Elasticated Waist Rip Wide Leg - Dark Wash

The Very Collection

Curve Elasticated Waist Rip Wide Leg - Dark Wash

Current sale price is £16.75

(Save £15.25)

Regular price was £32

1 out of 5 stars

1 review

The Very Collection 3 Sweat Shorts - Multi

The Very Collection

3 Sweat Shorts - Multi

Current sale price is From £6.75

(Save up to £10.25)

Regular price was From £14

1 out of 5 stars

6 reviews

New Look Linen Blend Button Through Mini Dress - Black

Linen Blend Button Through Mini Dress - Black

Current sale price is £19.50

(Save £14.49)

Regular price was £33.99

1.5 out of 5 stars

2 reviews

The Very Collection Indigo Washed Crinkle Short Co-ord - Blue

The Very Collection

Indigo Washed Crinkle Short Co-ord - Blue

£25

1 out of 5 stars

2 reviews

New Look Faux Leather Cross Over Flatform Sandals - Black

Faux Leather Cross Over Flatform Sandals - Black

Current sale price is £20

(Save £9.99)

Regular price was £29.99

1 out of 5 stars

2 reviews

Estee Lauder Double Wear Stay-in-Place 24-Hour Concealer

+25 colours+24 colours+23 colours+22 colours+21 colours

Available in 3n, 1c, 2w and 25 more coloursAvailable in 3n, 1c, 2w, 3c and 24 more coloursAvailable in 3n, 1c, 2w, 3c, 0.5n and 23 more coloursAvailable in 3n, 1c, 2w, 3c, 0.5n, 4n and 22 more coloursAvailable in 3n, 1c, 2w, 3c, 0.5n, 4n, 1w and 21 more colours

Double Wear Stay-in-Place 24-Hour Concealer

£29.50

1.7 out of 5 stars

15 reviews

The Very Collection Tiered Mini Dress - Orange

The Very Collection

Tiered Mini Dress - Orange

£30

1 out of 5 stars

1 review

The Very Collection Ibiza Postcard Twist Front Tankini Top

The Very Collection

Ibiza Postcard Twist Front Tankini Top

Current sale price is £15.50

(Save £8.50)

Regular price was £24

1 out of 5 stars

1 review

Apple AirTag (2nd Gen)

AirTag (2nd Gen)

£29

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.