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EAN: 5011583514124 Item number WEHAR
Quartz Fractal Wallpaper - GreyThis wallpaper is a fun yet sophisticated way to bring in the novelty trend of animals. Featuring a soft on-trend blue that calms the atmosphere of a chosen space, but still including the exciting talking point of the illustrated animals.
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New Very Home Insurance customers only. Introduced by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority. Sales arranged by Direct Group Limited.
Get £10 back when you spend £125 or more with code GETFESTIVE10
Get £20 back when you spend £175 or more with code GETFESTIVE20
Get £30 back when you spend £250 or more with code GETFESTIVE30
We will charge the full order value and then apply the credit back to your chosen payment method once the order
is dispatched. The code can only be used once and not at the same time as other offer codes. Insurances &
delivery/installation charges are excluded from the offer. Please note that if you return items from your order
the credit will be reversed if the order value falls below the required amount.
What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months
depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered
items and those not ready for immediate dispatch).
Subject to eligibility, you may choose from:
BNPL for 6 months when you spend £ or more.
BNPL for 9 months when you spend £ or more.
BNPL for 12 months when you spend £ or more.
The delayed payment period and qualifying minimum order value is subject to offer and your account status and
may be different to the values shown here. If you are eligible for BNPL your offer details will be
confirmed in checkout.
How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a
lump sum at the end of the delayed payment period. This means you will pay interest on interest.
How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this
can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash
price in full will reduce the amount of interest charged at the end of the delayed payment period.
Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump
sum of compound interest will be charged to your account.
How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific
BNPL you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any
interest.
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be
charged to your account. Any outstanding balance plus the interest will now become payable.
As the outstanding balance, plus the interest now form part of your payable balance they will attract interest
at your account rate, meaning you will pay interest on interest. This will be included within your
account minimum payment request every month and cannot be repaid using Take 3.
What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on
BNPL.
Do I still have to pay my minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL
balance, you will still need to make at least your minimum payment as shown on your statement.
3 payments, 3 months, pay no interest.
*Excludes purchases on Buy Now Pay Later.
And you can avoid interest on every purchase.
Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.
Shop now and delay payment, subject to your credit and account status.
You can pay in full today using a credit or debit card.
And you can avoid interest on every purchase.
Shop now and delay payment, subject to your credit and account status.
You can pay in full today using a credit or debit card.
Representative Example
This represents a typical cost of using Very Pay: Representative 44.9% APR
variable
(annual interest rate of 44.9% variable).
A personalised credit limit, typically £1,000. You may be offered other promotional interest
rates.
And you can avoid interest on every purchase.
You can choose to pay monthly with flexible monthly payments.
Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.
3 payments, 3 months, pay no interest.
Shop now and delay payment, subject to your credit and account status.
You can pay in full today using a credit or debit card.
This represents a typical cost of using Very Pay:
Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.
Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.
© The Very Group Limited. All Rights Reserved.
Shop Direct Home Shopping Limited. Registered number: 4663281.Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.
